APRA Maintains 3% Serviceability Buffer Amid Calls for Flexibility
APRA Maintains 3% Serviceability Buffer The Australian Prudential Regulation Authority (APRA) has reaffirmed its decision to maintain the 3% serviceability buffer on home loans despite growing calls for a more dynamic approach. Following its routine review, APRA concluded that the buffer remains appropriate given current economic risks, including high household debt, persistent cost-of-living pressures, and […]