Are you ready to grow your business, purchase commercial property, or invest in new opportunities?
We are here to help at every stage of your journey.
With access to an extensive network of lenders and years of expertise, we specialise in finding tailored commercial property loans that suit your unique goals.
With extensive experience and access to a diverse panel of business and commercial lenders, we are equipped to identify loan products that align with your unique business objectives.
A commercial property loan is designed to help businesses purchase or refinance property used for commercial purposes, such as:
At Lend A Loan, we make securing a loan straightforward and stress-free. Here’s how we guide you every step of the way:
Our goal is to make the entire loan process as smooth and transparent as possible, so you can focus on growing your business.
One of the first steps we take is to learn about you and any other entity involved, your lending requirements in order to ensure we find a product that meets your individual requirements.
Once we complete a preliminary assessment we then compare loan products and provide you with a credit proposal showing what lending product we considered and our recommendation.
Once all of the your documents are provided to us. We will submit your application to the selected bank or lender. We will regularly update you on your application progress through to settlement
Once your loan has settled your broker will contact you and explain all you need to know about your loan. We will regularly get in touch with you to review your loan product and interest-rate
At Lend A Loan, we specialise in helping Australian businesses achieve their financial goals. Whether you’re looking to buy a commercial property, expand your operations, or improve cash flow, we’re here to help. Our personalised approach ensures that every loan is tailored to meet the unique needs of your business.
Navigating the world of commercial loans can feel overwhelming, especially with so many options and requirements. At Lend A Loan, we’re here to simplify the process by answering some of the most common questions businesses have about commercial loans.
Whether you’re looking to purchase property, improve cash flow, or grow your business, these answers will help you better understand your options and make informed decisions. If you have more specific questions, feel free to contact us for personalised advice.
Commercial loans can be used for a range of business purposes, including:
The main difference lies in the purpose and structure. Commercial loans are designed for business purposes and typically have higher interest rates, shorter terms, and different eligibility requirements than residential loans. They also often involve a more complex application process.
Qualification depends on the lender and loan type. Generally, lenders consider:
Security often includes:
Some lenders may offer unsecured commercial loans, but these typically have stricter criteria and higher interest rates.
Repayment terms vary depending on the loan type and lender. Terms typically range from 1 to 30 years. Short-term loans are common for equipment or working capital needs, while property loans often have longer terms.
Interest rates depend on several factors, including:
It is possible to get a commercial loan with bad credit, but options may be limited. Lenders may charge higher interest rates or require additional security. A mortgage broker can help find lenders who specialise in this area.
The approval time varies based on the loan type, lender, and complexity of your application. It can take anywhere from a few days to several weeks. Providing all required documents promptly can help speed up the process.
A finance broker can simplify the process by:
Commercial loans may include various fees, such as application fees, valuation fees, legal fees, and ongoing account management fees.
Some loans may also have early repayment or exit fees if you pay off the loan before the term ends. It’s important to review all costs before committing to a loan. A finance broker can help clarify these fees and ensure transparency
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LEND A LOAN Credit Representative 514359 is authorised under Australian Credit License of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087.
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