At Lend A Loan, we simplify consumer lending by finding the right solutions to suit your needs. Trust us to guide you every step of the way with transparency and care.
We work with a number of reputable banks and lenders to bring you the best options for your financial needs.
Our partners include major banks, credit unions, and specialist lenders, offering a wide range of competitive loan products.
This diverse panel allows us to tailor solutions that align with your goals and provide the flexibility you deserve.
Our team is dedicated to making consumer lending convenient for you. Whether you prefer us to visit your home, meet at our office, or handle everything online, we’ve got you covered.
We’ll guide you through the entire process—from understanding your needs to submitting your application—ensuring a seamless and stress-free experience.
Get started today! Contact us to arrange a meeting or begin your online application.
We make borrowing simple. First, we understand your goals and finances. Next, we compare loan options to find the best fit. Finally, we guide you through a quick, easy application process. Expert support every step of the way.
One of the first steps we take is to learn about you and any other entity involved, your lending requirements in order to ensure we find a product that meets your individual requirements.
Once we complete a preliminary assessment we then compare loan products and provide you with a credit proposal showing what lending product we considered and our recommendation.
Once all of the your documents are provided to us. We will submit your application to the selected bank or lender. We will regularly update you on your application progress through to settlement
Once your loan has settled your broker will contact you and explain all you need to know about your loan. We will regularly get in touch with you to review your loan product and interest-rate
LEND A LOAN is your trusted mortgage and finance broker in Melbourne.
We specialise in finding tailored consumer lending solutions to suit your needs. From comparing loan options to guiding you through the application process, we ensure the experience is simple, transparent, and stress-free.
Our goal is to help you achieve your financial goals with confidence and ease.
Understanding consumer lending can feel overwhelming. To make it easier, we’ve compiled answers to some of the most common questions. From loan types to repayment terms, here’s everything you need to know to make informed decisions.
Any loan taken for personal purposes or reasons is considered consumer lending. This includes loans for buying a home, financing a car, consolidating debts, covering medical expenses, funding home improvements, or managing everyday expenses.
Choosing the right loan depends on your financial needs, goals, and circumstances. A finance and mortgage broker can help you compare options and find the best fit.
Credit score requirements vary by lender and loan type, but a higher score usually means better interest rates and terms.
Yes, consumer loans are regulated under the National Consumer Credit Protection Act 2009 to protect borrowers.
Yes, self-employed individuals can apply for loans but may need to provide additional documentation, such as tax returns and business financials.
Missing a repayment could result in penalties or impact your credit score. Contact your lender immediately to discuss options.
Yes, refinancing allows you to replace your current loan with a new one, potentially with better terms or lower interest rates.
The borrowing amount depends on your income, credit history, and the loan type. Lenders will assess your ability to repay before approval.
A fixed rate stays the same throughout the loan term, offering stability, while a variable rate fluctuates based on market conditions.
A broker simplifies the process by comparing lenders, identifying the best options, and guiding you through the application, saving you time and effort.
These answers provide clarity, but if you have more questions, feel free to reach out to our team for personalised advice.
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LEND A LOAN Credit Representative 514359 is authorised under Australian Credit License of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087.
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